Are you looking for a credit card as a college student in the USA? if yes, then let’s be honest it’s difficult. But we have made it easy for you, read till the end to know more!
When it comes to getting a credit card as a student, most college students in the US don’t have an idea on how to get it and how to choose between them. There are a lot of companies marketing themselves as the best credit card company for students.
But the truth is, there are hidden charges and high-interest rates to which the general public is not aware about, and while in college most students are short on money and they’re looking to improve their credit score.
But you don’t have to worry about it, because we have got it sorted out for you and we have chosen the best credit cards for college students in 2022.
So if You are a college Student in USA, then You must try these Amazing Student Credit Cards With Exciting Offers in August 2022 to improve your credit score and get a good interest rate for loans in future.
But what are these best credit cards that we’re talking about and how can you get them as a college student in the USA?
If you’re looking for the best credit cards in the USA as a student then these are top 10 credit cards you can try with amazing benefits and cashback which will help you build a great credit score and you can enjoy many benefits.
These are the best credit cards for college students with no credit history:
When it comes to the best credit card for the students in the USA then Discover it® is the best as it has much more benefits than any other credit card in the market.
You can earn 5% cashback with Student Cash Back by Discover it® on everyday purchases from Grocery stores, Amazon, Gas Stations, etc. Which is why it’s a great way to build up a credit score as a student in the USA.
You can get a great welcome bonus on Student Cash Back by Discover it® credit card and you can also get 1% cashback on all the other purchases.
You can also get regular APR (Annual Percentage Rate) from 14.49% – 23.49% on this credit card. Student Cash Back by Discover it® has also been certified as one of the BEST CREDIT CARDS STUDENTS 2022 by US.NEWS.
When it comes to credit cards, Discover it® is really far ahead of its competition, having 2 of the top contenders in the list. Student Chrome can get you 2% cash back at Gas Stations and you can get up to $1,000 in combined purchases.
But to get this card you need to have a fair credit score of 580-740 and you can also get 1% off on all purchases from this credit card automatically, which is why it’s no.2 in our list of best credit cards for college students.
If you’re looking for a credit card as a college student with some great benefits then this one’s for you. With SavorOne you can get upto 3% cashback on dining and entertainment, popular streaming services and 8% cash back on Capital One Entertainment purchase and tickets at Vivid Seats.
You also get an Intro Bonus of $100 on a SavorOne card, it’s APR is 16.49-26.49%, which is also quite good and you don’t have to pay any annual fee on it.
When it comes to best credit cards for college students, then Chase Freedom immediately comes to our mind because it has many perks which are not given to college students on general credit cards.
Here you need a Credit Score of 670-850, but you also get 1% off on all purchases and $50 Cash Rewards. Chase Freedom APR is 16.49 and you also get a $50 bonus after the first three purchases on this credit card.
If you’re a college student looking for a credit card in USA, then Capital One Quicksilver can be your go-to option, because you get 1.5% cash back in every purchase you make everyday on this card and you get an extra 5% off on hotels and rental cars which are booked through Capital One Travel.
You can also earn a bonus of $100 on this credit card which makes it more beneficial and exciting as a college student. There is no annual fee on any transactions and there are no hidden charges either.
So if you’re looking to build your Credit Score as a college student in the USA, then Capital One Quicksilver is a really good choice for you.
While using a Journey Card from Capital One you can get 1% Cash Back in every purchase you make, you also get an additional cash back of 0.25% every time you pay and 5% Cash Back on hotels and rental cars.
But you need a Credit Score of 580-740 to get a Journey card from Capital One, which comes with 26.99% APR.
If you’re thinking of getting a credit card as a student then Bank of America® is a good choice where you can get 1.5X points on every dollar you spend on all the purchases you make.
You also get an Intro Bonus of 25,000 points on this card and APR varies from 14.24 to 24.24%. So if you’re looking for a good credit card in the USA to build your credit score and save some money, then Bank of America® is a really good choice for you.
Petal® 2 is a really great choice for a newbie in the credit industry, but you need a good credit score of at least 670-850 to get this credit card and you can also get Cash Backs up to 1.5% on purchases you make yearly.
You can also get 2-10% cashback on selected merchants and its APR varies from 14.49 to 28.49.
Deserve® is not a great credit card for college students when it comes to this list but in general it’s a good choice in starting your credit score journey.
Although you need a Credit Score of 670-850 to apply for this card and it’s APR varies on 20.24%, but if you are starting from scratch in credit cards, then this could be your option.
You can get Petal® as a college student in the USA, if you have a credit score of at least 580-740, which is quite easy but it’s perks are limited compared to other credit cards in the market.
Although you can get 2-20% on some selected merchants from this card and its APR varies from 21.49-30.99%.
FAQs about Top 10 Credit Cards for College Students in the USA
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